Visitor to Canada Insurance
Welcome your guests to Canada — protected from day one.
Visitors to Canada aren't covered by provincial health plans, and a single emergency can cost thousands. Visitor insurance covers emergency medical and hospital expenses so your guests — or you, if you're new or returning — are protected from the moment they arrive.
I arrange flexible visitor plans for tourists, visiting family, new immigrants waiting for provincial coverage, and returning Canadians, with options to suit different ages, trip lengths and budgets.
What this coverage gives you
Emergency medical cover
Protection for unexpected illness or injury, including hospital and physician costs.
Flexible durations
Cover short visits or extended stays, with options to extend while in Canada.
Coverage from arrival
Choose a start date that protects your guests from the day they land.
Options for every age
Plans for children through to seniors, including coverage for visiting parents.
Who it's for
- Tourists and visiting family
- New immigrants awaiting provincial coverage
- Returning Canadian residents
- Workers on temporary permits
- Anyone hosting overseas guests
Frequently asked
Why do visitors need insurance if Canada has public healthcare?+
Provincial plans don't cover visitors, so any emergency is paid out of pocket — and Canadian healthcare is expensive for the uninsured. Visitor insurance protects against those potentially huge bills.
Can I buy coverage after my guest arrives?+
It's best to buy before arrival, but coverage can often be arranged after arrival with a waiting period. I'll explain the options and any conditions.
Are pre-existing conditions covered?+
Some plans cover stable pre-existing conditions depending on age and the insurer. I'll help you choose a policy with the right terms for your guest.
Protect your future with a free consultation
No pressure, no obligation — just clear, independent advice tailored to your life. Find out where you stand in a quick conversation.