Insurance & investment guides for Canadians
Clear, practical explanations of the things clients ask me about most — written in plain language, with no sales pitch.
Super Visa Insurance Requirements in 2026: The Complete Checklist
The insurance rules are the single most common reason Super Visa applications get refused. Here is exactly what IRCC requires in 2026, and the four mistakes I see families make most often.
Read the guideRESP, RRSP, TFSA or FHSA: Which Account Should You Fill First?
Four registered accounts, limited money. The right order depends on your income, your timeline and whether you're buying a home — not on which account is 'best'.
How Much Life Insurance Do You Actually Need?
"Ten times your salary" is a starting point, not an answer. Here's the calculation I actually walk clients through — and why most families land somewhere the rule of thumb never would.
Term vs Whole Life Insurance: An Honest Comparison
This debate generates more heat than any other question in insurance. The truth is unglamorous: they are different tools, and the right one depends entirely on what you're trying to do.
A Newcomer's Guide to Insurance in Canada
Canada's healthcare system is genuinely good — and it will not cover you on day one. Here's what newcomers need to arrange, in what order, during that first year.
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